SM40's Terms and Conditions —
Know Before You Use

01 Introduction

These Terms & Conditions SM40 These terms form a legal agreement between the platform (https://sm40.xyz) and its users. By using the SM40 website or mobile app, you are considered to have fully accepted these terms.

SM40 is an online Sports Betting and gaming platform operating under a license issued by an international gaming authority. We believe transparency and fairness are the foundation of every healthy gaming environment. That's why our Terms and Conditions Written in plain and simple language.

02 Eligibility & Registration

To register and play on SM40, you must meet the following requirements:

• You must be at least 18 years must be.
• Online gaming and betting must be legally permitted in your country of residence.
• You may only hold one SM40 account in your name.
• All information provided during registration must be complete, truthful, and accurate.
• You must not be on any prohibited or restricted persons list.

SM40 may request identity documents, proof of address, or proof of income at any time for verification purposes. Failure to provide accurate information may result in account suspension or termination.

03 Account Management

Each sm40 account is strictly personal. Keep your password and login credentials safe and never share them with anyone. You are solely responsible for any unauthorized use of your account.

• Operating multiple accounts from the same device or IP address is prohibited.
• Accounts may not be transferred or sold to a third party.
• If you forget your password, please use the official password reset process.
• Accounts that have been inactive for a long period may be temporarily suspended by SM40.

04 Betting Policy

All bets placed on SM40 are made voluntarily and at the user's own discretion. Once a bet is confirmed, it cannot be changed or cancelled unless SM40 identifies a technical error.

• Minimum Bet: Each event has a set minimum bet amount, which may vary depending on the game.
• Maximum Bet: SM40 reserves the right to set maximum bet limits on any event.
• Odds Changes: If odds change before a bet is accepted, the updated odds will apply.
• Event Cancellation: If an event is cancelled, the stake for the relevant bet will be refunded.
• Live Betting: Results for bets placed on live events may differ due to network latency.

SM40 reserves the right to void any bet or withhold any payout if suspicious betting patterns are detected.

05 Payments & Withdrawals

SM40 supports Mobile Banking, Nagad, Rocket, and other major mobile banking services in Bangladesh. All transactions are secured with SSL encryption.

• Deposits are generally credited to your account instantly.
• Withdrawal requests are typically processed within 1–3 business hours.
• KYC verification must be completed before making a withdrawal.
• It is recommended that deposits and withdrawals use the same payment method.
• If fraudulent activity is detected on any transaction, the funds will be confiscated.

06 Bonuses & Promotions

All bonus and promotional offers on SM40 are subject to specific wagering requirements. Please read the applicable terms carefully before claiming any bonus.

• Each promotional offer comes with its own Wagering Requirement.
• Each user may claim each promotion once only.
• Bonus funds cannot be withdrawn directly and only become withdrawable once the applicable conditions are met.
• SM40 reserves the right to modify or cancel any promotion.
• Using multiple accounts to claim bonus benefits is strictly prohibited.

07 Responsible Gaming

SM40 is committed to Responsible Gaming. We believe gaming should be a source of fun, not stress. That's why we encourage all users to stay mindful of their gaming habits.

• You can set deposit limits, session limits, and loss limits.
• If needed, you can place your account on a temporary Self-Exclusion for a set period.
• SM40 is strictly prohibited for anyone under the age of 18.

To learn more, visit our Responsible Gaming Visit the page.

08 Privacy & Data Protection

SM40 keeps your personal information secure at all times. We never sell your data to third parties. To learn more, please read our Privacy Policy please read.

• Information provided at registration is used solely for account management and verification purposes.
• Transaction records are retained to meet legal and regulatory obligations.
• You may request to update or delete your personal data at any time.

09 Prohibited Activities

The following activities are strictly prohibited on the SM40 platform and will result in immediate account termination:

• Using the platform for money laundering or illegal transactions.
• Placing bets using bots, scripts, or any automated software.
• Attempting to access another user's account without authorization.
• Participating in match fixing or team manipulation.
• Operating an account under a false identity or another person's name.
• Exploiting platform bugs or glitches to gain an unfair advantage.

10 Account Closure & Suspension

SM40 may suspend or permanently close an account under the following circumstances:

• If evidence of a terms violation is found.
• Registering with false information.
• The account has been inactive for an extended period.
• At the user's own request.

Users may also request account closure at any time through the support team. Any verified balance will be returned before the account is closed.

11 Limitation of Liability

SM40 strives to provide uninterrupted service; however, SM40 is not liable for any losses arising from technical issues, network outages, or third-party failures.

• No compensation will be provided for missed bets due to server downtime.
• SM40 is not liable for any losses caused by issues with a user's device or internet connection.
• SM40's total liability shall not exceed the principal amount of the transaction in question under any circumstances.

12 Terms Amendment Policy

SM40 may at any time update these Terms and Conditions Reserves the right to change, amend, or update these terms at any time. Continued use of the platform after any changes constitutes your acceptance of the updated terms.

For significant changes, SM40 will notify users via registered email or in-app notification. The date of the latest update will always be displayed at the top of this page.